Low to moderate income homeowners in the Town of Tonawanda are eligible for the 0% interest, deferred payment loan program. This loan program provides qualified applicants with funding for needed housing repairs. Eligible work items include things such as your foundation wall, roof, siding, windows, heating system, and electrical system. The program may not be used for room additions or luxury items.
The loan is secured on the property through a mortgage filed in the Erie County Clerk's Office. The loan does not have to be paid back until the property transfers in the future or if it ceases to be your principal residence.
The Town of Tonawanda does not discriminate on the basis of race, color, religion, sex, national origin, age, marital status, disability, or the presence of children in determining admission to the housing programs we administer.